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Primary Area of Expertise
Insurance Coverage
Profile
SGRisk, LLC is a national independent consulting firm, expert and experienced advising a wide variety of clients in very diverse jurisdictions and domiciles concerning insurance coverages and their reserve needs. We are responsive actuaries who provide personal service and produce high quality work at competitive fees. SGRisk, LLC is ranked among the top 15 consulting actuarial firms by size according to AMBest's January 2015 - 2017 magazines. The professional staff consists of eight actuaries and a support staff of two individuals. Five of the actuaries are Fellows of the Casualty Actuarial Society and members of the American Academy of Actuaries. SGRisk actuaries fulfill continuing education requirements by completing at least 30 hours of continuing education each year in order to stay informed on the latest methods and innovations in actuarial science. We achieve these goals by attending actuarial and related industry meetings, reading actuarial journals. We participate in diverse new insurance and actuarial science endeavors.

Professional liability and Workers Compensation are significant components of our work, although we have analyzed primary and reinsurance pricing and certified reserves for virtually every class and line of business. Our analyses require an understanding of coverage, accounting requirements, compliance to regulatory requirements as well as mathematical expertise. We prefer to keep the mathematics simple to ease understanding and transparency, but produce complex calculations as situations require.

Among our clients are second injury funds, insurers, reinsurers, self- insurers, captives, hospitals, municipalities, agents, School Boards and others. We have worked with about 75% of our clients over ten years and about 40% over 20 years. We retain 95% or more of our clients each year. SGRisk, LLC believes that the Company and staff have prepared thousands of reserve analyses, including many estimates with projected funding requirements for municipalities.