* 41+ years management for financial institutions & business. * 39+ years bank and mortgage lending * 24+ years President, CEO &/ or Director. * 7+ years mortgage company director & 25+ years mortgage lending. * 15+ years leadership for trade associations. * 375+ nationwide cases: ~50% defendants ~50% plaintiffs. * 16+ years expert witness experience/court qualified in 47 states. * ~40% cases for financial institutions, ~40% against and ~20% business. * Prepared court presentations, court testimonies, reports, depos, declarations, findings, affidavits & other for Federal, bankruptcy & state courts. * Cases: financial institutions, mortgages, lending, businesses, bankruptcy, lender liability, D/O, checks, operations, fraud, damages and others.