Paul F. Amoruso, CPCU, has more than 45 years of experience working for several major insurance carriers as a Senior Vice President of Claims and Operations. As a licensed insurance agent in Massachusetts, Florida, Connecticut, New Jersey, Minnesota and licensed public adjuster, he is uniquely qualified to assist either plaintiff or defense attorneys on insurance related issues on local or national concerns. Mr. Amoruso provides expert witness testimony in State or Federal court on all casualty or property claims handling issues related to bad and good faith claims procedures, insurance agency disagreements, insurance policy questions, providing guidance for pre and post litigation management. He also offers evaluations related to workers compensation case management, agency and insurance company procedures, guidance for proper claims handling practices, reviews for State government conduct review. Over the last 45 years he has been involved in several large hurricanes and recently has handled more than 20 hurricane Katrina and Sandy issues as a consultant including the difference between wind and flood damage and issues regarding agencies and companies supplying the requested and needed coverage.