Pauline Thomas CRM, CIC, ARM, CISR Principal, Effective Risk Management
The Atrium, Suite 600-627 , 19200 Von Karman Ave. Irvine, CA 92612-8516
Practice includes transactional consulting and expert witness including case evaluation and organization, declarations, reports, deposition and trial testimony. Help professionals and laypersons understand insurance and risk management industry transactions and customs and practices and standard of care, good faith, bad faith.
Experience, education and training includes property, inland marine, wet marine, builders risk, course of construction, crime, general liability, automobile liability, umbrellas, excess liability, workers compensation, homeowners, medical malpractice, employment practices liability, professional liability, wrap ups, E&O, occurrence v. claims made, PEOs, contractual liability, additional insureds, certificates, claims. Traditional insurance and alternative risk programs, captives, self-insurance, large deductibles, retrospective rating, purchasing groups, risk retention groups. Design and marketing of insurance programs and design and interpretation of insurance clauses in lease agreements, construction contracts and other business contracts.